<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/'><id>tag:blogger.com,1999:blog-8925047365936583188.post2111122884669278328..comments</id><updated>2011-10-19T09:17:09.972-04:00</updated><category term='What&apos;s in Store for Housing in 2012?'/><category term='7 Lead-Capture Ideas to Crush the Competition'/><category term='State spells out who will get foreclosure relief funds'/><category term='Foreclosure proceedings downshift'/><category term='Mortgage rates hit decades-low 4.19%'/><category term='Florida Realtors: Homeowners should take summer safety precautions'/><category term='Green Kitchen Remodeling'/><category term='Flood insurance up for renewals'/><category term='5 Tips for Growing Your Business on Mobile Platforms'/><category term='New report: Amendment 4 passage would have ‘devastating consequences’'/><category term='Geithner Calls for Cooperation to Modify GSEs'/><category term='Freddie Mac reports 1st quarterly gain in 2 years'/><category term='May foreclosure rate steadies as banks hold back'/><category term='condo sales rise in June 2010'/><category term='Rate on 30-year mortgage falls to lowest on record'/><category term='Freddie Mac: &apos;Double Dip&apos; in Housing Is Unlikely'/><category term='Prices mostly stabilize: Why aren’t we talking about it?'/><category term='killing sales'/><category term='Flood premiums cause some to take storm-season risk'/><category term='New-home sales fell 0.7% in July'/><category term='3 Budget-Friendly Decorating Tips With Impact'/><category term='Investment property: four considerations'/><category term='October housing construction falls sharply'/><category term='Lawmakers call for investigation of HUD program'/><category term='Eliminating real estate tax deduction would hurt middle-class'/><category term='Owners'/><category term='October 2011'/><category term='Real Estate Is &apos;as Affordable as it Gets&apos;'/><category term='3 Tips to Meeting Clients&apos; Needs with Confidence'/><category term='Freddie Mac: Mortgage rates hit yearly low'/><category term='Loan modification terms can be tough for those few who get them'/><category term='For Your Clients: 13 Unique Ways to Sell a Home'/><category term='Fannie Mae fire sales dilute regional home values'/><category term='CoreLogic: Shadow inventory continues to decline'/><category term='Buyers vs. sellers on home prices'/><category term='Citizens inspections reduce mitigation discounts'/><category term='McCarty: Citizens rate hike could be rejected over fraud law'/><category term='BofA Considers Renting REOs Back to Former Owners'/><category term='Reminder: FAR/BAR contract goes offline Friday'/><category term='FICO helps mortgage servicers combat strategic defaults'/><category term='Preserved federal mortgage role sought'/><category term='Commercial prices must fall'/><category term='Rental Market Posting Record Gains'/><category term='Strong Temptations for Home Buying'/><category term='Consumer confidence falls again amid likely worries about Social Security'/><category term='Guidelines for reporting oil on the beach'/><category term='Tips for working successfully with stressed-out sellers'/><category term='Foreclosure expert predicts new wave of bank repossessions'/><category term='Lawmakers: 20% Down Payment Is Too High'/><category term='Turned down for a loan? Now you can find out why'/><category term='Modified loans tricky to land'/><category term='lawyers say'/><category term='Citizens’ rates still going up despite OIR ruling'/><category term='Impact of tighter FHA rules on home loans debated'/><category term='Lenders unload mortgages to collection agencies'/><category term='Housing shortage likely coming'/><category term='Foreclosure activity up across most U.S. metro areas'/><category term='Economists forecasting 1M new Fla. jobs in 7 years'/><category term='Homes worth more than owners think'/><category term='Lots of bargains? Not so'/><category term='Fees for home loans increase'/><category term='Study Reveals Main Culprit Behind Falling Home Values'/><category term='How to generate referrals for free'/><category term='UF survey: Florida’s real estate outlook perks up in several areas'/><category term='Fannie to offer closing cost aid on foreclosures'/><category term='Gov&apos;t: Banks should share Fannie'/><category term='10 tips for hiring a home remodeling contractor'/><category term='Fla. joins multi-state housing crisis probe'/><category term='REIT funds are flying high'/><category term='Mortgage aid program said more vulnerable to scams'/><category term='NAR convention theme: Homeownership counts'/><category term='Fixed mortgage rates fall toward 2011 lows'/><category term='New-home sales decline 12.6% in January'/><category term='notes pent-up Fla. demand'/><category term='Fixed mortgage rates drops for 7th straight week'/><category term='How to reach the millennials'/><category term='houses will look more like a home'/><category term='Staging homes for sale now includes real people'/><category term='US predicts 3 to 6 major Atlantic hurricanes'/><category term='Housing outlook is more upbeat'/><category term='Amendment 3 off Nov. ballot for now'/><category term='Number of unlisted ‘shadow’ homes dips'/><category term='U.S. issues new rules for appraisers'/><category term='Consumers Put Credit Card Debt Ahead of Mortgage'/><category term='Congress restores rural mortgage help'/><category term='though level remains low'/><category term='Bargainers agree to raise size of FHA-backed loans'/><category term='NAR’s Confidence Index shows upswing'/><category term='Bargains Abound: What Are Buyers Waiting for?'/><category term='Medicare'/><category term='condo sales up in 2Q 2010'/><category term='Not All REOs Come Cheap: Priciest REO Sold'/><category term='April delinquencies fall for ‘Alt-A’ mortgages'/><category term='Fannie Mae reviews last-minute credit checks'/><category term='Jumbo market inching back to health'/><category term='Lawmakers consider home tax credit extension'/><category term='When insurers stop writing insurance'/><category term='NAR: March Existing-Home Sales Rise 3.7%'/><category term='Stewart Title clamps down on foreclosure sales'/><category term='New home sales tick up as builders slash prices'/><category term='Chinese drywall victims may qualify for mortgage help'/><category term='condo sales up in 2Q 2011'/><category term='5 iPhone Apps to Help Manage Documents'/><category term='Congress holds mortgage limits at nearly $730K'/><category term='Thousands apply for mortgage assistance program'/><category term='5 do’s and don’ts when hiring contractors'/><category term='localities slow U.S. economy'/><category term='Could we see another buyer tax credit?'/><category term='Democrats reject end to Fannie'/><category term='1 in 4 Mortgage Applications Rejected'/><category term='Foreclosure rescue scam reports increase'/><category term='Pros and cons of corner properties'/><category term='With decline in reverse-mortgage lenders'/><category term='Pay more'/><category term='HUD takes action to speed resale of foreclosed properties to new owners'/><category term='Making the buy vs. rent decision'/><category term='Foreclosure procedures undergo reviews'/><category term='Condo conversions collapse'/><category term='Owners Recoup More with Exterior Home Projects'/><category term='BofA Settles for $335M on Lending Bias Charges'/><category term='HUD homes: $100 downpayment in Fla.'/><category term='Is That Rental in Foreclosure?'/><category term='Report: Lenders requiring heftier down payments on homes'/><category term='Lenders'/><category term='Foreclosure Alternative: Deed in Lieu'/><category term='Capture leads through a ‘squeeze page’'/><category term='31% of defaults could be strategic'/><category term='Pembroke Pines'/><category term='home for sale'/><category term='000 Florida homeowner policies'/><category term='HUD/NAR release how-to for homebuyers'/><category term='Pending Home Sales Continue Recovery'/><category term='Not much impact from repeat buyer credit'/><category term='State forecasts property value increases'/><category term='Zillow unveils real estate agent rating system'/><category term='Car'/><category term='10 Do&apos;s and Don&apos;t&apos;s for Maximizing Your Twitter Account'/><category term='Every credit score isn’t created the same'/><category term='August new home sales second slowest on record'/><category term='‘Most Efficient’ Labels Debut for Appliances'/><category term='The Ins and Outs of Obama&apos;s New Mortgage Refi Plan'/><category term='Bank’s failure sign of trouble still ahead'/><category term='Housing expected to improve over last year'/><category term='NAR: Pending home sales slipped in August but up from 2010'/><category term='Home prices fall again: 5% in November'/><category term='Foreign buyers kick-start Orlando-area condo sales'/><category term='U.S. firm OKs $55M Chinese drywall settlement'/><category term='Pay gap remains for women in commercial real estate'/><category term='Pending home sales rise'/><category term='UF: Florida’s consumer confidence stays level for first time in months'/><category term='Florida again top state for mortgage fraud'/><category term='Officials looking at ways to protect housing market'/><category term='Investors'/><category term='All-cash buyers scooping up homes'/><category term='Fannie'/><category term='10 Cities Where List Prices Are Rising the Most'/><category term='Buyers drive hard bargains in a tough market'/><category term='Most Americans believe homeownership still a great investment'/><category term='condo sales rise in May 2011'/><category term='Multifamily builders less pessimistic'/><category term='Realtors oppose high downpayment requirement'/><category term='Tax credit doesn’t expire yet for military'/><category term='Break the Tension in 3 Steps'/><category term='Rental survey reveals top reasons for moves'/><category term='Miramar'/><category term='Closings delayed as fed programs stumble'/><category term='Fight continues against 20% downpayments'/><category term='30-year fixed mortgage falls to 4.71%'/><category term='Homebuyers get creative to close the deal'/><category term='median price rose'/><category term='Fannie Mae: Growth slowing but not stalled'/><category term='Survey Reveals Why Buyers Are Waiting on Sidelines'/><category term='More keep up with mortgage payments'/><category term='2011'/><category term='signs 2'/><category term='July home building slips after early-summer bump'/><category term='Don’t wait to deduct real estate equipment cost'/><category term='95% of buyers choose FRMs; 26% fear job loss'/><category term='Buying your first home in 5 steps'/><category term='Banking execs skeptical on mortgage reductions'/><category term='Realtors in Florida help develop web-based forms program'/><category term='Inventories Fall Sharply'/><category term='wind debate again part of flood insurance reauthorization'/><category term='Fed Focuses on Lifting Ailing Housing Market'/><category term='survey found'/><category term='Fed says economic recovery on firmer footing'/><category term='Survey Results: Average Agent is Headed for Poverty in Retirement'/><category term='GMAC enlists independent review of foreclosures'/><category term='Social media gets new networks'/><category term='Reverse mortgage a tricky way to pull money from home'/><category term='South Florida’s still a national leader in mortgage fraud'/><category term='Using Twitter on iPad? Here Are Some Tips for Sharing Content'/><category term='other states to get more housing aid'/><category term='November 2011'/><category term='building permits fall'/><category term='Baby Boomers: Home is where grandkids are'/><category term='Pending home sales drop as expected'/><category term='NAR buyer and seller survey reflects tight credit conditions'/><category term='Job market continues its improvement'/><category term='7 Trends That Will Drive the Future of Housing'/><category term='Study: Better to Live Near Vacant Home Than Foreclosure'/><category term='like homeowners'/><category term='For-Sale Housing Inventories Shrink to New Lows'/><category term='New-Home Market Shows Signs of Stabilizing'/><category term='BofA Weighs Reducing Some Troubled Owners’ Loans'/><category term='Obama official says banks can restart foreclosures'/><category term='homeowners may still owe'/><category term='5 Web Strategies for Working Short Sales'/><category term='Downturn makes rent-to-own more appealing'/><category term='Help Consumers Get their Home Holiday Ready'/><category term='even when you pay for it'/><category term='FL-June'/><category term='Fla. homebuyers say'/><category term='Economy appears headed for strong finish for 2010'/><category term='Credit-score myths can derail attempts to borrow'/><category term='Closing in Oct.? Get flood insurance now'/><category term='Fed to keep interest rate near zero for 2 years'/><category term='The recession is over So where’s the party'/><category term='Fed’s plans bode well for homebuyers'/><category term='Homes lost to foreclosure on track for 1M in 2010'/><category term='Agents Team Up to Boost Home Values'/><category term='Realtor.com goes global with launch of international site'/><category term='Realtors discuss outlook for Fla.’s real estate markets'/><category term='Jobs outlook brightens as confidence begins to rally'/><category term='Buyer tax credit effective but not available'/><category term='Homeowner confidence in real estate market dips'/><category term='New 1099 reporting will burden businesses'/><category term='Rental History: More Important in Getting a Mortgage?'/><category term='varying success for applicants'/><category term='In the future'/><category term='South Florida cities try to capitalize on boom in short-term rentals'/><category term='Could Lenders Start Factoring in Energy Costs?'/><category term='Dec. new-home purchases fall'/><category term='U.S. in Same Debt Class as Greece?'/><category term='Property Tax Alert'/><category term='Americans’ equity in their homes near a record low'/><category term='10 Tips for Saving Water in the Garden'/><category term='Florida Realtors previews new residential contract'/><category term='Lawmakers seek to extend $8K tax credit'/><category term='Bad drywall leaves owners frustrated'/><category term='Mortgage Applications Plunge to 15-Year Low'/><category term='Homeownership Rate Second-Highest on Record'/><category term='Fed issues housing market white paper'/><category term='Southeast Florida Monthly Market Update'/><category term='3 Myths to Social Networking'/><category term='condo sales up in January'/><category term='Survey: Sellers Fare Better With Agents'/><category term='Counties still offer affordable mortgages'/><category term='Mortgage Activity Drops 9.6% This Week'/><category term='Mortgage rates scream buy'/><category term='Great News about Condos from FHA‏'/><category term='Officials Search for Fannie-Freddie Road Map'/><category term='Fla.’s existing condo sales up in 4Q 2010'/><category term='record low'/><category term='median price up in June'/><category term='Save a Home by Turning It Into a Billboard?'/><category term='Office vacancy rate keeps climbing'/><category term='Fannie Mae extends sales incentives'/><category term='REO Inventory Reaches All-Time High'/><category term='5 reasons homeownership trumps renting'/><category term='Citizens Property Insurance board approves rate hike'/><category term='Citizens has cash for all but biggest storms'/><category term='Real estate agents turn to social media to connect with clients'/><category term='Industrial market: Clear signs of recovery'/><category term='Fla. insurance cost comparisons made easy'/><category term='Are you missing a link in your social media chain?'/><category term='Flood insurance on hiatus'/><category term='Florida bouncing back'/><category term='Could Homes Soon Be Powered by Google?'/><category term='5 Ways to Boost Your Web Marketing'/><category term='Miami leads cities in reports of mortgage modification fraud'/><category term='Pending home sales jump in October'/><category term='Fannie and Freddie go after bad loans'/><category term='000 Floridians claim tax credit'/><category term='Housing values drop'/><category term='Average rate on 30-year mortgage hits 5.05%'/><category term='Answers to questions about new mortgage aid plan'/><category term='Florida had second highest number of mortgage modifications'/><category term='Analysis: One-Third of Americans Highly Unlikely to Qualify for a Mortgage Today'/><category term='AP analysis: Economic stress dips to 16-month low'/><category term='Rate on 30-year fixed mortgage dips to 4.71%'/><category term='Some lenders skirt GFE requirements'/><category term='Foreclosures made up 31% of home sales in 2Q'/><category term='low'/><category term='Number of underwater mortgages in U.S. fell in 2Q'/><category term='Freddie Mac Launches Winter REO Sale'/><category term='economist says'/><category term='Drive may be on to kill Fannie'/><category term='new buyers miss out'/><category term='Streamlined loan modification rules meet with skepticism'/><category term='FEB 2011'/><category term='17 Ideas for Marketing Your Listings'/><category term='House Fails to Vote on Extending Loan Limits'/><category term='Geithner: No change to Fannie'/><category term='Florida’s existing home and condo sales up in September'/><category term='FL Area-January'/><category term='NAR recommends qualified mortgage rules'/><category term='Pending home sales slip in July but up strongly from 2010'/><category term='7 home insurers ask for rate increase'/><category term='Judges revisiting foreclosure cases may help owners but clog market'/><category term='FL Area- June'/><category term='Study: Let private market set property insurance rates'/><category term='Freddie support'/><category term='NAR: Pending home sales turn around in May'/><category term='NAR: creditworthy homebuyers need help'/><category term='Mild winter may help boost economy'/><category term='Revisions on jobs reports offer good news'/><category term='Rate on 30-year fixed mortgage rises to 4.81%'/><category term='Kitchen comebacks: popular for remodeling'/><category term='Foreign buyers see big opportunity in housing bust'/><category term='Fixed mortgage rates touch new low for 2011'/><category term='Fla. commercial markets turning around'/><category term='NAR defends broker price opinions for HAFA'/><category term='Top 6 cities where buying beats renting'/><category term='Foreclosure Logjam Threatens Fannie'/><category term='Tips for Getting Your Home Ready for Fall'/><category term='Survey finds upbeat signs in commercial market'/><category term='Fla. consumers to get reduced solar rebates'/><category term='Federal Reserve keeps interest rates steady'/><category term='Fannie Mae to penalize homeowners who walk away'/><category term='Goodbye Forms Basic'/><category term='30-year fixed mortgage dips to 4.77%'/><category term='Miramar-Pembroke Pines Area'/><category term='Stalled foreclosures could swamp local home-buying market'/><category term='At Miami economic forum'/><category term='Mortgage rates flat after hitting yearly low'/><category term='first-time buyers key to recovery'/><category term='Open houses that work'/><category term='Tax-credit extension renews buyer interest in buying a home'/><category term='Free advice to help owners keep their homes'/><category term='ForSalebyOwner.com Founder Uses Agent to Sell Home'/><category term='Rate on 30-year mortgage drops to record 3.89%'/><category term='Strong rebound in pending home sales'/><category term='Fed upbeat about a bad economy'/><category term='Tips for Choosing Upgrades for a New Home'/><category term='Home building jumps 15% in September'/><category term='South Florida home values see nation’s biggest drop in a year'/><category term='Florida tests air in house with Chinese drywall'/><category term='Sellers Turn to Real Estate Pros'/><category term='New-home sales up'/><category term='Housing choices show erosion in downturn'/><category term='405 in Fla. get mortgage modification'/><category term='Foreclosures: One-third of Fla. sales'/><category term='Market Concerns Push Mortgage Rates to New Lows'/><category term='Fed throws its weight into foreclosure probe'/><category term='’ OKs property tax cut amendment'/><category term='FL-May'/><category term='FHA is in better shape than expected'/><category term='6 Reasons to Reduce a Home&apos;s Price'/><category term='Deal to fix homes with Chinese drywall going well'/><category term='Housing regulator prepares changes for reverse mortgages'/><category term='Where fewer foreclosures are now bad for business'/><category term='March Consumer Confidence Index declines'/><category term='Fla. foreclosures dropped in April'/><category term='2 Important Factors in Judging Neighborhoods'/><category term='Floridians still confident about economy for second month'/><category term='Fannie Mae a villain or victim in failure?'/><category term='causes housing crisis'/><category term='In Time for Buying Season'/><category term='Downpayment plan may price buyers out of market'/><category term='People Still Want to Own a House: Fannie Mae'/><category term='Loan modification snags spark suits'/><category term='Distressed Properties Continue to Hamper Other Sales'/><category term='Freddie costs'/><category term='6'/><category term='Working with a Real Estate Professional is More Important Than Ever in Today’s Real Estate Market'/><category term='Want People to Read Your Blog?'/><category term='Rate on 15-year mortgage falls to record low'/><category term='All-cash deals offer big boost to housing market'/><category term='Home prices fall in major U.S. cities'/><category term='Home prices up 1% in June'/><category term='Capitalizing on Your Online Presence'/><category term='Short Sales Lose Appeal Among First-time Buyers'/><category term='Financial legislation could bailout 5M homeowners'/><category term='Fannie Mae loss widens'/><category term='5 Safety Tips Agents Should Keep in Mind When Working with Clients'/><category term='House OKs plan for higher FHA mortgage fees'/><category term='Mortgage Rates Sink to Record Lows Again'/><category term='Fed: Low rates likely through 2010'/><category term='HUD to permit e-docs in transactions'/><category term='10 Tips for Saving Energy in the Kitchen'/><category term='AP analysis: Economic stress falls to 18-month low'/><category term='Research: 55-plus market changing'/><category term='Inventory of homes for sale shrinks in South Florida'/><category term='Several Housing Markets Head for Appreciation in 2012'/><category term='Tiny house movement thrives amid real estate bust'/><category term='Homeowners fight to go green'/><category term='fearful'/><category term='but not drills'/><category term='Study: More women in commercial real estate'/><category term='privatization'/><category term='Tax cuts will pass despite Democratic uprising'/><category term='Building your online business with video'/><category term='New Fed rule may lower costs for borrowers'/><category term='Growth management bill approved by Scott'/><category term='Active adult housing sector still stalled'/><category term='April 2011'/><category term='Form Simplicity signs agreement with tax data provider'/><category term='Public hearings focus on Citizens insurance rate hike'/><category term='2009 national new home sales set record low'/><category term='Flood insurance expires again on Friday'/><category term='Tax breaks cover mortgage insurance'/><category term='NAHB testifies before Congress on flood insurance'/><category term='Home repos soar to record highs in September'/><category term='Market growing for ‘quality time’ homes'/><category term='Fed to Keep Interest Rates Low Until 2013'/><category term='Survey: Consumers Comparison Shop for Everything Except Their Mortgage'/><category term='Technology tips for real estate pros'/><category term='Fla. existing condo sales rise in Nov'/><category term='Solar Pool Heaters Can Lower Energy Costs'/><category term='Five reasons to buy a home now'/><category term='BofA to start reducing mortgage principal'/><category term='7 Smart Strategies for Kitchen Remodeling'/><category term='3 tips for negotiating short sales'/><category term='Where List Prices Have Fallen the Most in a Year'/><category term='Which Social Network Is Rated Most Important?'/><category term='FL-August'/><category term='23% Off? 8 Cities With Big Housing Discounts'/><category term='States’ probe of foreclosures could force reforms'/><category term='Western U. S. dominates gains; high-tech and energy still driving demand'/><category term='Homeowners hit with higher insurance premiums'/><category term='Payroll tax cut bill boosts cost of new mortgages'/><category term='More Americans confident about homeownership'/><category term='Lenders Are Making More Loans'/><category term='BofA extends military mortgage protections'/><category term='Fielding a Lowball Purchase Offer on Your Home'/><category term='New law will let Cubans buy and sell real estate'/><category term='Increased Lending'/><category term='insurance coverage changes'/><category term='Foreclosure crisis bleeds into prime loans'/><category term='Rate on 30-year mortgage falls to record 3.87%.'/><category term='Economy’s looking up – for now'/><category term='JPMorgan halts 50K foreclosures for possible flaws'/><category term='UF: Rise in Florida’s consumer confidence'/><category term='CPSC opens drywall information center'/><category term='Rate on 30-year fixed mortgage fall to 4.78%'/><category term='Tips for Selling a Home in the Winter'/><category term='Ignorance is not bliss on home coverage'/><category term='Mortgage deduction under renewed scrutiny'/><category term='Get a Visa?'/><category term='Fla. insurance head seeks sinkhole data'/><category term='New real estate-related laws take effect July 1'/><category term='Senate panel OKs extension for home buyers’ credit'/><category term='HUD clarifies listing of charges'/><category term='What Is a &apos;Safe&apos; Mortgage?'/><category term='First-Time Home Buyers Prepare for Best Buyer’s Market in Recent History'/><category term='Bernanke: We Take Violations Seriously'/><category term='Fed to Begin Publishing Rate Forecast'/><category term='Bankrate: Jumbo mortgage rates hit new record low'/><category term='NAR: Homeownership'/><category term='Fla.’s existing home'/><category term='Foreclosure help: Millions in federal money unspent in Florida'/><category term='solvent'/><category term='30-year near record low'/><category term='Before dumping a credit card'/><category term='The aging agent population and its implications on the real estate industry'/><category term='Luxury home foreclosures a deal for well-heeled'/><category term='Rate on 30-year mortgage down to record 3.91%'/><category term='Banks Lay Groundwork for Commercial Comeback'/><category term='Bidding wars break out on low-priced homes'/><category term='Expected to Continue'/><category term='More home sellers paying full real estate commissions'/><category term='10 Tips to Build Revenue-Generating Email Marketing Lists'/><category term='South Florida Market Update'/><category term='but bigger insurance bills on the way'/><category term='Freddie Offers New Loan Mod Option'/><category term='Republican takeover of House could complicate GSE reform debate'/><category term='Entrepreneurs see opportunity in recession'/><category term='Housing Starts Predicted to Hit 3-Year High'/><category term='Sales of foreclosure properties on the rise'/><category term='NAR forecast: Rise in housing activity'/><category term='Re-defaults on modified mortgage loans falling'/><category term='Citizens to cover stop covering some homes'/><category term='Foreclosure Crisis Slowing Sales'/><category term='Freddie offer Gulf mortgage relief'/><category term='$656.8 million to help struggling homeowners on hold'/><category term='but wary'/><category term='Years after loan default'/><category term='CoreLogic releases 2011 home price stats'/><category term='Rate on 30-year mortgage stays at record 4.09%'/><category term='Facebook’s new facelift plays up photos'/><category term='Fla.’s existing condo sales'/><category term='Hialeah'/><category term='Home Ownership Rate Drops to 1997-Levels'/><category term='Home prices expected to rise in 40% of major metros in 2011'/><category term='Home starts rises slightly'/><category term='Citizens OKs scaled-back sinkhole rates'/><category term='How to Win Over an Architectural Review Board'/><category term='Rental Boom Takes Shape'/><category term='Fixer-upper financing from FHA'/><category term='Some entrepreneurs find opportunity in foreclosure meltdown'/><category term='Are Cash Buyers Driving Down Home Prices'/><category term='more'/><category term='hinder insurance'/><category term='Save Money with Your Edible Garden'/><category term='Survey: Buyer slowdown tied to economy'/><category term='Miami Existing Condominium Sales Spike 51 Percent'/><category term='Prep work key to selling houses in tough market'/><category term='Rate on 30-year fixed mortgage rises to 4.6%'/><category term='How do delinquencies impair credit scores?'/><category term='Rate on 30-year fixed mortgage falls to 4.10%'/><category term='but insurance rises'/><category term='Installing a Spa on Your Deck'/><category term='Proposal to Raise FHA Loan Down Payment'/><category term='Government moves toward foreclosure moratorium'/><category term='NAR to Congress: Ease credit in challenged commercial markets'/><category term='New FHA rules tough on lenders'/><category term='Housing market is stabilizing'/><category term='BofA is exiting wholesale mortgages'/><category term='CoreLogic: Fewer U.S. homes have negative equity'/><category term='Miami Dade and Broward Counties Market Update'/><category term='NAHB: Nearly 100 house markets improving'/><category term='Investors blamed for bubble in housing'/><category term='FL-April'/><category term='Foreclosed borrowers may get loans again'/><category term='Foreign buyers help housing market'/><category term='Small do-it-yourself projects with a big payoff'/><category term='Failed mortgage modifications leave homes in even more peril'/><category term='but insurance rates rise '/><category term='Jumbo loans now less jumbo'/><category term='New federal law guts tax credits for energy-efficient home improvements'/><category term='3 Areas to Cutback'/><category term='Bid to lower mortgage rates may fall short'/><category term='GMAC stops some evictions'/><category term='Mortgage rates rise to 4.46% as economy lifts'/><category term='Homeowners file suit against assessments'/><category term='Most Stressed States Face Economic Woes'/><category term='Government increases pressure on mortgage industry'/><category term='Report: Villages top home seller in U.S.'/><category term='Appraisers say cheaper valuations open door for short-sale abuses'/><category term='Fannie-backed loan fees going up'/><category term='Home Inventories Grow'/><category term='FL-October'/><category term='Overpriced'/><category term='renters agree: Owning a home is a smart decision'/><category term='Property insurance hot topic in Legislature'/><category term='U.S. housing starts rise modestly'/><category term='Will Banks Tighten Lending Even More?'/><category term='Freddie until 2011'/><category term='Experts Say'/><category term='Meanest stretch of hurricane season begins'/><category term='State Farm questioned over rate hike request'/><category term='Spring buying boosts U.S. home prices for 4th month'/><category term='No flood insurance before next week'/><category term='5 insurance mistakes consumers make'/><category term='Commercial: Markets see investor demand'/><category term='Rate on 30-year fixed mortgage hovers at 4%'/><category term='Home-price index at lowest point since 2006'/><category term='Fannie to ease condo mortgage restrictions'/><category term='Hopeful Sign for Economy'/><category term='FL Area- August'/><category term='Fed: Give borrowers time to change their minds'/><category term='Real estate prices close out 2010 in tailspin'/><category term='Average rate on 15-year mortgage dips below 4 percent'/><category term='State Farm to ‘non-renew’ Fla. homeowners'/><category term='Job seekers getting handcuffed by homes'/><category term='Appraisal Institute opposes plan for ‘short sales’'/><category term='FL Area- December'/><category term='but not hope'/><category term='Tales of robo-signers hit YouTube'/><category term='12 Florida lenders lose FHA approval'/><category term='FHFA House Price Index rises 0.8% in April'/><category term='Taxpayers’ bill on foreclosures: $2B'/><category term='Florida led nation in mortgage fraud'/><category term='Despite Low Rates'/><category term='Cybercrime: A billion-dollar industry'/><category term='Moratorium on foreclosure sales empties bargain bin'/><category term='Sellers Optimistic About Housing'/><category term='Hotel owners'/><category term='VA loans make many foreclosed homes off-limits'/><category term='Home prices falling faster in most metro areas'/><category term='Trulia: 1 in 3 home searches cross state lines'/><category term='Usually a job engine'/><category term='Pending home sales drop after two gains'/><category term='Loan Modifications Key to Recovery'/><category term='Solar systems: Energy from sun can pay for panels in about 10 years'/><category term='Freddie Mac rolls out summer promotion'/><category term='Mortgage Applications Bounce Back'/><category term='Freddie Offers Cash Incentives for Buying Condos'/><category term='DBPR improves online application process'/><category term='Existing-Home Sales Continue to Climb in November'/><category term='Search Homes on Facebook while talking with Friends.'/><category term='giant struggle: Foreclosure-assistance pipeline clogged for Bank of America'/><category term='Swimming Pools: Alternatives to Chlorine'/><category term='Home market sees a sliver of good news'/><category term='Survey: Renters Shying Away from Social Media During Apartment Searches'/><category term='White House concedes'/><category term='Foreclosure vs. short sale: pros and cons'/><category term='Beacon Economics: Housing most affordable in more than 40 years'/><category term='Homeowners’ Robin Hood fights foreclosure giants'/><category term='Green building owners a ‘good risk’'/><category term='Survey: 4 in 10 homeowners would consider walking away from ‘underwater’ mortgage'/><category term='Administration opposes adding windstorm cover to NFIP'/><category term='Gov’t mortgage plan aids 16 percent of borrowers'/><category term='For South Florida market'/><category term='UF: Florida real estate markets slip'/><category term='Fixed mortgage rates hold near yearly lows'/><category term='HUD investigates lenders’ fair-housing practices'/><category term='Homes for sale declining across South Florida'/><category term='Americans still believe deeply in homeownership'/><category term='Florida’s existing home'/><category term='Economic trouble puzzles Fed chief'/><category term='4 Actions to Improve Your Exposure on Facebook'/><category term='2011 Marks Worst Year on Record for New-Home Sales'/><category term='NAR Revises Housing Figures: What This Really Means'/><category term='Wealth Gap Between Young'/><category term='Lack of equity can derail attempt to refinance mortgage'/><category term='Some Good Signs for the Real Estate Market'/><category term='Use earmark money for homebuyer tax credit?'/><category term='Slow economic recovery blamed on housing'/><category term='condo sales up in August'/><category term='Homeowners to get help with troubled loans'/><category term='Is the ‘move up’ buyer starting to feel stuck?'/><category term='Election year adds twist to legislative session'/><category term='Bank of America urges funding for investors'/><category term='Government shutdown’s impact on real estate'/><category term='Photography spending pays off'/><category term='Citizens board OKs sinkhole rate hikes'/><category term='Humasan Real Estate is fully integrated with Google Apps Enterprises'/><category term='investors back'/><category term='American Dream Home Shrinks'/><category term='Home Ownership Offers Plenty of Tax Benefits'/><category term='Americans spend at weakest pace in 20 months'/><category term='Florida leads U.S. in serious mortgage delinquencies'/><category term='Prepare your business for hurricane season'/><category term='but many won’t benefit'/><category term='8 ways agents avoid overpriced listings'/><category term='Bernanke: Long-term unemployment a national crisis'/><category term='Fannie Mae'/><category term='Housing’s Biggest Threat Isn’t SP Downgrades'/><category term='Republicans kill Senate jobless aid measure'/><category term='Shine wears off of websites offering daily deals'/><category term='Builders glum on housing market despite uptick'/><category term='condo sales up'/><category term='Rising rents could spark more buyers'/><category term='Rental costs rise with economy'/><category term='Mortgage Applications Soar 4.5%'/><category term='3 Cities Where Prices Appreciated the Most in 2011'/><category term='NAR: Families will suffer if foreclosure freeze continues'/><category term='Does Paying Cash Expedite a Deal?'/><category term='4 tech trends to implement now'/><category term='slide continues'/><category term='Commercial market hits a snag in rebound'/><category term='U.S. Supreme Court: Florida beach program OK'/><category term='homes'/><category term='Price Gains Seen Next Year'/><category term='Builder confidence rises fourth consecutive time in January'/><category term='What You Own Home Inventory'/><category term='December 2011'/><category term='foreigners cashing in on market'/><category term='Fla. property taxes down 7.5 percent over 3 years'/><category term='Compact housing needed for population shift'/><category term='brokers'/><category term='NAR Survey: First-time homebuyers set record in past year'/><category term='Rules won’t ‘squeeze out’ mortgage insurers'/><category term='House acts to overhaul flood insurance program'/><category term='At BP claim center'/><category term='Buy a HUD Home for Only $100 Down?'/><category term='Condo sales threatened by loss of FHA backing for loans'/><category term='Commercial recovering but facing long grind'/><category term='Mortgage fraud reports rise as lenders review docs'/><category term='Cities where it’s cheaper to buy than rent'/><category term='a hopeful sign'/><category term='Fannie Mae: Drop in home sales underscores fragile recovery'/><category term='Facing capital gains on investment property? Here’s one way to defer taxes.'/><category term='Gov’t Reviews Proposals for Foreclosure-Rental Program'/><category term='Start a Shared Tool Co-op'/><category term='condo sales up in Dec. and for 2010'/><category term='New 1099 rules aimed at curbing tax cheaters'/><category term='Interest rates will stay low'/><category term='NAR wants FICO credit scoring model revised'/><category term='McCollum warns of ‘massive’ commercial foreclosures'/><category term='U.S. housing starts surge'/><category term='Commercial real estate yields spur investors'/><category term='Single-family housing starts up 4.4% in Dec.'/><category term='States aim to force changes in foreclosure process'/><category term='Nine consecutive gains for pending home sales'/><category term='2 housing markets and 2 directions'/><category term='Some new homeowners use tax credit to harden home'/><category term='Refinancing unavailable for many borrowers'/><category term='NAR: Make a home a vacation destination'/><category term='Lawmakers: No sprinklers for new houses'/><category term='USDA still offers no-downpayment mortgages'/><category term='Listing website errors rile owners'/><category term='FTC is on the attack against relief scams'/><category term='Freddie losses'/><category term='Mortgage assistance group’s loan rates are low but take effort to get'/><category term='Mortgage fraud down 25% since ‘07'/><category term='Mistakes widespread on foreclosures'/><category term='Realtors'/><category term='Which housing values have dropped most'/><category term='Facebook rolls out fresh features'/><category term='Investors snap up cheap homes'/><category term='Tips for Getting Vacant Homes Ready for Winter'/><category term='Lawmakers question Fannie on &apos;foreclosure mills&apos;'/><category term='3 ways to sell a home that’s not selling'/><category term='Florida community feels ripple effects as paperwork stalls foreclosures'/><category term='experts fear for nation’s morals'/><category term='Fed HARP program expanded'/><category term='Ethnic groups value homeownership'/><category term='Lawmakers hope new bill fixes hurricane insurance'/><category term='Homeowners recoup more with exterior replacement projects'/><category term='Stuck in old homes'/><category term='Communities to get first shot at foreclosed homes'/><category term='Cuban homes up for sale as housing law in effect'/><category term='IRS app lets you check refund status'/><category term='buyers disagree on home values'/><category term='For many families'/><category term='Home equity loans available again'/><category term='Coalition Asks Banks to Come Clean'/><category term='Florida justices refuse to hear homeowner tax case'/><category term='Don’t scare away FSBOs'/><category term='Freddie and FHA ease condo lending'/><category term='Apartments are a good investment for some'/><category term='Low Rates Send Mortgage Applications Soaring 12.8%'/><category term='Home builders: Twice as many ‘improving housing markets’'/><category term='The impact of Dodd-Frank on real estate'/><category term='FEMA shifts course on flood map modeling'/><category term='Seven year-end'/><category term='Rethink or Undo as We Work Through Today&apos;s Economy'/><category term='Foreclosures Slowed by Investigations'/><category term='Foreclosure filings rise in spite of aid program’s efforts'/><category term='Condos face FHA deadlines'/><category term='Investors turn to flipping for quick profits'/><category term='Economic survey: Growth will ebb'/><category term='SW Fla. charity will gut homes with Chinese drywall'/><category term='Set the stage: How to sell your home fast'/><category term='National outlook impacts housing market'/><category term='New homes are becoming a bad deal in weak markets'/><category term='2010 census to show slowing U.S. growth'/><category term='NAR: Nearly 8 in 10 Americans think buying a home makes good financial sense'/><category term='RPR live for 179'/><category term='Start a Bartering Co-op'/><category term='Mortgage Applications Drop'/><category term='Rate on 30-year fixed mortgage rises to 4.86%'/><category term='Benefit of higher credit score dwindles at top end'/><category term='Gov’t to add consumer protections to mortgage plan'/><category term='Florida Realtors issues international profile'/><category term='Great property marketing requires sacrifice'/><category term='Southflorida Market Focus‏'/><category term='Tiger Woods&apos; Ex-Wife Bulldozes $12 Million Mansion'/><category term='Report: Fewer people behind on home loans'/><category term='Fla. lags in spending federal housing funds'/><category term='Mortgage refinancing program undergoes changes'/><category term='Fewer Homes For Sale'/><category term='Homeowners who walk leave houses to fate'/><category term='New Home Sales'/><category term='ODU studies how people view real estate ads'/><category term='Flood insurance reform bill would extend Program to 2015'/><category term='Banks making short sales tougher'/><category term='Mortgage Rates Drop This Week'/><category term='Troubled home market creates generation of renters'/><category term='7 ways to increase Twitter followers'/><category term='Modified loan on home can hurt'/><category term='Wealthy Americans upgrade to pricier primary homes'/><category term='Dealing with IRS tax credit rejections'/><category term='Mortgage industry problems broad'/><category term='Commercial market perking up at the top'/><category term='Florida Realtors PAC gets makeover'/><category term='11 Fastest-Selling Real Estate Markets'/><category term='Fannie Mae gets tough on strategic defaulters'/><category term='What Does the Average Home Owner Pay on a Mortgage?'/><category term='Mortgage rates fall to fresh lows this week'/><category term='New lending guidelines benefit young borrowers'/><category term='Adjustable-rate mortgages gain steam again'/><category term='Why Have Banks Really Tightened Lending Standards?'/><category term='Down real estate market looking pretty good'/><category term='000 homes'/><category term='Fewer homeowners underwater in the third quarter'/><category term='Fed outlook turns a little healthier'/><category term='Foreclosure Help: 5 Pros You Need on Your Team'/><category term='CoreLogic: July home price index shows fourth consecutive month-over-month increase'/><category term='HUD to protect domestic violence victims'/><category term='Homebuyer tax credit deadline nears'/><category term='Fed moves to lower long-term rates more'/><category term='Economists: 3-year backlog of foreclosures in courts'/><category term='What you should know about home foreclosure'/><category term='Pending home sales decline in January'/><category term='Commercial real estate heats up'/><category term='UF study: BP oil spill adds to uncertainty about Florida’s real estate market'/><category term='NAR: International interest in U.S. homeownership increases'/><category term='Freddie Mac: Better Days Ahead in Housing'/><category term='Commercial Market Still Confusing'/><category term='Construction Spending Rises'/><category term='NAR asking homeowners for help'/><category term='Prospecting for buyers: Free tips build trust'/><category term='Wells Fargo agrees to modify second mortgages'/><category term='REITs make about-face'/><category term='4 Twitter Tips that Will Keep You Texting'/><category term='Florida Realtors promotes ‘Homes for Hometown Heroes’ July 11-17'/><category term='Governor Scott names Ken Lawson DBPR secretary'/><category term='Bank of America in foreclosure deal'/><category term='For-Sale Listings Used in Rental Scam'/><category term='6 Housing Markets Gear Up for a Rebound'/><category term='&apos;Blockbuster Sales&apos; Abound in 2011'/><category term='Rate on 30-year mortgage falls to 4.80%'/><category term='Small businesses lift real estate values'/><category term='Persuade sellers to accept realistic pricing'/><category term='Federal government targets mortgage deduction'/><category term='but still outperform national average'/><category term='Changes to federal foreclosure program announced'/><category term='Green Mortgages Allow More Options for Upgrades'/><category term='Is the Value of &apos;Green&apos; Lost in Appraisals?'/><category term='Homeowners can get low-rate loans for energy upgrades'/><category term='2011 tax credits available for ‘green’ updates'/><category term='Freddie Mac&apos;s 2012 Outlook: Housing to Slowly Gain Ground'/><category term='Sellers Aren’t Happy?'/><category term='5 Sunny Real Estate Markets To Watch In 2011'/><category term='3 rules for marketing videos'/><category term='Will Congress Extend Higher Loan Limits?'/><category term='Apps Let Road Warriors &quot;Hear&quot; E-mail and Drive'/><category term='Economic outlook: Jobs key to home sales'/><category term='Sellers Need to Get Practical About Price'/><category term='Total Sales Count Dade and Broward Counties 2011'/><category term='Pending home sales decline in Dec.; above year ago'/><category term='An Android-Powered Home'/><category term='Almost 65'/><category term='The Five-Step Formula to Creating a Successful Marketing Message'/><category term='7 Housing Markets Buyers Are Eyeing Online'/><category term='Homeownership rate falls to 13-year low'/><category term='Keep Track'/><category term='Are you protecting consumer data?'/><category term='Congress still considering wind insurance'/><category term='If your home is uninhabited or rented'/><category term='Wells Fargo: Government aid won’t help housing market'/><category term='Tight Credit Continues to Shut Buyers Out'/><category term='Housing bargains abound'/><category term='Demand Growing'/><category term='Will REOs Hamper a Housing Recovery?'/><category term='Average rate on 30-year mortgage dips to 4.95%'/><category term='Fla. insurance on Chinese drywall axed?'/><category term='Pending sales down for month'/><category term='Property insurance redo set for hearing next week'/><category term='‘Not enough’ done on housing'/><category term='yet aren’t averting foreclosures'/><category term='Lenders steer clear of ‘blackballed’ condo buildings'/><category term='Self-employed hitting roadblocks with new rules'/><category term='Good things can come in small packages with shorter mortgages'/><category term='Homeowners'/><category term='Growth picture enjoys uptick'/><category term='Rate on 30-year fixed mortgage rises to 3.98%'/><category term='condo sales rise in 3Q'/><category term='baby boomers turn to remodeling'/><category term='Citizens Property Ins. raising costs by looking at details'/><category term='Credit scores can drop after getting loan help'/><category term='Home prices to take hit next year in many markets'/><category term='Freddie Mac'/><category term='The Conference Board Consumer Confidence Index Increases Slightly'/><category term='First-time homebuyers change lifestyle to afford ownership'/><category term='Justices adopt Fla. foreclosure mediation rules'/><category term='HOPE homeownership award seeks entries'/><category term='Banks get more time to submit foreclosure plans'/><category term='FL-December'/><category term='NAR study: Americans prefer smart growth'/><category term='Experian adds rent payments to credit report'/><category term='Is the Foreclosure Crisis Finally Fading?'/><category term='Wi-Fi hotspot capability on ATT devices comes with a catch'/><category term='IRS Loses $513M to Tax Credit Cheaters'/><category term='Are cramdowns the answer to underwater properties?'/><category term='Average rate on 30-year mortgage dips to 5%'/><category term='House panel to suggest abolishing Fannie'/><category term='Title Association update on HUD-1/1A'/><category term='5 new real estate search tools'/><category term='Creating a structure for success in your listing presentation'/><category term='Chinese drywall'/><category term='Brazilian buyers put the luxe in real estate'/><category term='Condos with water views escaped brunt of housing crash'/><category term='Fed holds rates at record low to aid recovery'/><category term='Boomers ready for retirement housing'/><category term='Many borrowers lack mortgage knowledge'/><category term='Does debt deal put mortgage interest deduction in play?'/><category term='Clients access MLS through iPhone app'/><category term='help more owners'/><category term='Era of super-low mortgage rates over?'/><category term='Electronic bank system behind new mess'/><category term='GOP proposing increase in FHA downpayments'/><category term='Homebuyers frustrated with flood insurance lapses'/><category term='But Desire Second Homes'/><category term='brace yourself.'/><category term='Foreclosure delays provide underground stimulus'/><category term='Americans see housing recovery still far off'/><category term='Commercial real estate moving towards recovery'/><category term='Pending home sales continue uptrend'/><category term='Average 30-year fixed mortgage rises to 4.83%'/><category term='ARMs Stage a Comeback'/><category term='USDA mortgage program runs out of money'/><category term='Commercial real estate prices dip'/><category term='Obama signs bill: Homebuyer tax credit extended'/><category term='Don&apos;t let short sales sell you short'/><category term='Sink calls for report on Fla. insurers'/><category term='Construction of new homes dropped in April'/><category term='Business groups want Fla. to halt tax increase'/><category term='5 Housing Markets Poised for Biggest Rebounds'/><category term='Buyers Still on the Fence'/><category term='Citi'/><category term='Foreclosure freeze slows home sales'/><category term='FL-July'/><category term='buyers are edged out'/><category term='Renters Spending 5% More Than Home Owners'/><category term='FL Area- September'/><category term='5 Tips to Spruce Up Your Marketing Image'/><category term='23 Housing Markets Show Big Improvement'/><category term='Broadcast your real estate work'/><category term='Modest Volume'/><category term='Builders’ liability limited in Chinese drywall case'/><category term='Plant Trees To Save Energy and Grow Value'/><category term='More Investors Bypass &apos;Flipping&apos; for Renting'/><category term='1 out of 4 renters never plans to own a home'/><category term='Congress extends flood insurance to May 31'/><category term='Higher conforming loan limits due to expire'/><category term='CoreLogic releases 2010 Short Sale Research Study'/><category term='More Warnings to Housing'/><category term='Foreclosure wheels begin to turn again for Bank of America'/><category term='Homeownership stays at lowest level in a decade'/><category term='Obama says'/><category term='Report finds most complaints allege disability discrimination'/><category term='Florida real estate professionals receive $16 million from special BP fund'/><category term='30% of buyers denied or give up on mortgage'/><category term='Help is out there for homeowners'/><category term='6 Reasons it Pays to Shop Around Before Choosing a Mortgage'/><category term='Hungry for homes'/><category term='Pending Home Sales Rise Again'/><category term='Economic slowdown impacts commercial markets'/><category term='For Renters'/><category term='Construction Spending Rises 1.4% in August'/><category term='8 elements for standing out in real estate'/><category term='7 Ways to Get Comfortable in the Twitterverse'/><category term='Homes can be lost by mistake'/><category term='Survey: Home prices down in most major U.S. cities'/><category term='Obama sends foreclosure docs bill back to Congress'/><category term='Only 8'/><category term='Commercial Real Estate Investment Drops Globally'/><category term='Free Federal Reserve brochure explains credit decisions'/><category term='Citizens adopts sinkhole inspections'/><category term='Commercial real estate on the mend'/><category term='Buy Owner service is in liquidation'/><category term='Foreclosure mediation no guarantee of loan modification'/><category term='CoreLogic: Shadow inventory remains flat'/><category term='How Long Will Low Mortgage Rates Last?'/><category term='Reverse mortgages don’t always work'/><category term='FL-March'/><category term='hello Form Simplicity'/><category term='Some banks lower appraisals'/><category term='FHA to provide early relief to struggling homeowners'/><category term='Banking execs say gov’t needs to back mortgages'/><category term='Obama adviser says'/><category term='Construction Spending Rises for 5th Straight Month'/><category term='Judge rules bank failed to prove ownership of couple’s mortgage'/><category term='Florida is hot attraction for Middle East buyers'/><category term='Vacant houses open the door to deed scams in Palm Beach County'/><category term='NAR notes FHA’s increased stability'/><category term='Countrywide customers get court settlement'/><category term='Mortgage insurer says housing is recovering'/><category term='condo sales rise in 1Q 2011'/><category term='Federal flood program set to expire at start of hurricane season'/><category term='Home Owners’ Monthly Mortgage Down About 40%'/><category term='Foreclosure rates up by smallest amount in 4 years'/><category term='What to watch for when buying a vacant home'/><category term='As vacation rentals gain popularity'/><category term='Condo owners might be forced to sell so units can become apartments'/><category term='just above lows'/><category term='The Priciest U.S. Home For-Sale? $175 Million'/><category term='Obama plan calls for improving home energy'/><category term='Homebuyers’ top questions about the tax credit'/><category term='Proposed new rule applies to short-term rentals'/><category term='Apply for professional education grant'/><category term='Amendment 4 cost: $44.6M to $83.4M annually'/><category term='Commercial market gets lift with office space'/><category term='Fla. largest insurer wants sweeping changes'/><category term='Foreclosure has oft-unforeseen risk: lawsuits from lenders'/><category term='Fewer listings may soften blow of new REOs'/><category term='Banks Pilot Cash Incentive Programs for Short Sales'/><category term='Reluctance to move could slow recovery'/><category term='Spouses to benefit from pullback of HUD’s reverse mortgage rule'/><category term='Election could increase chance of long-term NFIP extension'/><category term='NFIP gets brief extension; insurance industry remains concerned'/><category term='Author Sarah Susanka Talks Budget-Smart Remodeling'/><category term='Politics could again delay flood insurance'/><category term='Fannie Mae seeks $8.4B in aid after 1Q loss'/><category term='Sell your home with ambient aromatherapy'/><category term='Stay put'/><category term='Gov&apos;t Shutdown Looms'/><category term='Heard about the new ‘talking’ contract?'/><category term='Foreclosures made up 25% of U.S. home sales in 3Q'/><category term='Fannie Mae unveils consumer website for borrowers'/><category term='NAR issues Call to Action: Extend $8K credit'/><category term='FHFA'/><category term='High-tech takes on urban design'/><category term='what about the ghosts?'/><category term='FHA Extends Anti-Flipping Waiver to Speed Sales'/><category term='FHA is a $1 billion beneficiary in settlement with banks over foreclosure fraud'/><category term='Rental market: Sweet spot in real estate'/><category term='Required GFE form criticized as impeding new mortgages'/><category term='Vacation- and investment-home shares hold even in 2010'/><category term='Short sales: Playing by the new rules'/><category term='Commercial investors want to buy'/><category term='Landlord'/><category term='Federal mortgage fraud dragnet snares 86 South Florida suspects'/><category term='Homeowners balk as tax bills stay high'/><category term='Iowa AG says'/><category term='Homes lost to foreclosure up 6% from last year'/><category term='Predictions for Housing in 2011'/><category term='Cash Buys'/><category term='Fannie Mae tightens lending standards'/><category term='4 ways to ramp up your marketing'/><category term='Timeshare resales run into trouble'/><category term='Three scenarios from the foreclosure freeze'/><category term='assessments going up'/><category term='2010 census: Second highest homeownership rate on record'/><category term='More new Florida property insurers in trouble'/><category term='Mortgage rates rise to 4.21% from decades low'/><category term='No hurricanes'/><category term='NAR forecast: Commercial sluggish but better'/><category term='First-time homebuyers getting shut out'/><category term='Which Home Improvement Projects Offer the Best Returns?'/><category term='Latinos'/><category term='5 Tips to Make Sure Your Website is Getting the Exposure it Needs'/><category term='Bank of America delays foreclosures in 23 states'/><category term='Legislature ‘scraps the cap'/><category term='McCarty: Phase in sinkhole rates'/><category term='HUD to develop national affordability index'/><category term='Foreclosure freeze could undermine housing market'/><category term='stable communities linked'/><category term='Some Sellers Offer Financing to Get Deals Closed'/><category term='Cities see rise in rental homes'/><category term='HUD’s announces another protection: ‘Sources of income’'/><category term='How Much Longer Will Housing Remain Sluggish?'/><category term='Email branding and email tracking: together at last for your 2011 Marketing'/><category term='Google to Drop Real Estate Listings'/><category term='Shadow Inventory Falls'/><category term='Consumer watchdog eyes lenders in new bank rules'/><category term='behind on payments'/><category term='5 States With the Highest Home Ownership Rates'/><category term='Wells Fargo Stops Reverse Mortgage Loans'/><category term='Economic factors impact Florida’s housing market in October'/><category term='No big fixes planned for troubled housing market'/><category term='GFE: New paperwork meant to protect buyers creates new headaches'/><category term='Late payments on mortgages show surprising 1Q drop'/><category term='asks for $6B in aid'/><category term='Start a Compost Pile'/><category term='Congress ready to punt NFIP again'/><category term='2011 Mortgage Trends: Jumbo Loans'/><category term='Mortgage rates rise to 4.23%'/><category term='Top ex-WaMu executives come before Congress'/><category term='Gallup Poll: Americans Say Buy Now'/><category term='Fannie Mae: Hopeful signs emerge in consumer spending and employment'/><category term='GMAC'/><category term='Lawsuit claims Citizens wrongly awarded contracts'/><category term='‘Secret’ way to lower mortgage payments'/><category term='Scam cheats borrowers out of loan payments'/><category term='Florida’s qualify of life means ‘home sweet home'/><category term='More Americans’ credit scores sink to new lows'/><category term='U.S. homes do fire plan'/><category term='Foreclosure Sales are Down'/><category term='December Existing-Home Sales Show Uptrend'/><category term='Housing less affordable for many Americans'/><category term='More borrowers losing federal mortgage aid'/><category term='FHA rule change could benefit condo market'/><category term='FHA-insured loans to cost more'/><category term='Punish lenders for fraudulent paperwork?'/><category term='Low prices'/><category term='Tips to stand out through value-added selling '/><category term='Bernanke: Weak housing has hurt consumer spending'/><category term='Adding an Above-Ground Pool'/><category term='95% of borrowers go for fixed rates'/><category term='Deadlines loom for Fla. property taxpayers'/><category term='Saving Money with Salvaged Building Materials'/><category term='Wells Fargo Continues Foreclosures'/><category term='000 Realtors'/><category term='To walk or not to walk: underwater homeowners face dilemma'/><category term='Renter affordability worsens over the decade'/><category term='Former Countrywide borrowers get cash'/><category term='Get in while the Getting’s Good – Why Buyers and Sellers Should Take Advantage of Today’s Real Estate Market'/><category term='Geithner warns of mortgage system risks'/><category term='Buyers of high-priced homes in a bind'/><category term='NAR: Owners still see value in real estate'/><category term='HUD awards $312M in disaster recovery grants'/><category term='Federal Housing Administration to raise fees'/><category term='NAR to host housing summit'/><category term='Moody’s hopeful on recovery'/><category term='Obama Announces Mortgage Refinancing Plan'/><category term='Senate inches toward extending flood insurance'/><category term='Responsible homeowners drown in debt with no offer of help'/><category term='Foreclosure gaffs may further roil market'/><category term='New credit score for mortgage loans'/><category term='Read the fine print in a short sale'/><category term='Realtor.com to Add Apartment Listings'/><category term='U.S. monthly house price index declined 1.6% Jan. to Feb.'/><category term='Boomers expected to change housing priorities'/><category term='Miami Gardens'/><category term='Trouble ahead for PMI Mortgage Insurance Co.'/><category term='The Better Bargain: Foreclosure or Short Sale?'/><category term='Good: Floridians continue to get sales and property tax breaks. Bad: a tax on fund managers could hurt REIT investing.'/><category term='HUD awards $28 million to combat housing discrimination'/><category term='New rules curb closing surprises'/><category term='Survey: Borrowers Unhappy With Mortgage Servicers'/><category term='Geithner: Gov’t trying to keep people in homes'/><category term='Water-Saving Irrigation Strategies'/><category term='Homebuilders – and their investors – see signs of a turnaround'/><category term='Homeownership rates continue to decline in first quarter'/><category term='Report affirms how location affects value in South Florida real estate'/><category term='jobholders spend more'/><category term='Surcharges help state insurance plans spread costs'/><category term='Freddie could stop losing money by 2014'/><category term='4 reasons to sell now'/><category term='Fixed mortgage rates hover near lows for 6th week'/><category term='FL market update for the Month of January'/><category term='Low prices draw investors back to market'/><category term='young man: Mobility slows down'/><category term='Harsh winter may have triggered vacation home market rebound'/><category term='Florida Cabinet proclaim March 21-27 as ‘Welcome Home Week’'/><category term='Census: Households get fuller'/><category term='Rate on 30-year mortgage down to record 3.88%'/><category term='Regulators issue guidance to allow loan closings during NFIP lapse'/><category term='Foreclosure fighters on their way back'/><category term='5 fixes to gain more clients'/><category term='2012 Market Update'/><category term='mortgage write-downs gain appeal for banks'/><category term='Facing foreclosure? New Fannie Mae website helps consumers find options'/><category term='7 Tips for a Profitable Home Closing'/><category term='Foreclosure Alternative: The Short Sale'/><category term='Citizens chairman: Sell off part of state insurer'/><category term='Freddie Mac easing lending rules on Fla. condos'/><category term='Wells Fargo: Fla. economy to grow slowly'/><category term='Tenants of foreclosed homes often unsure of options'/><category term='Positive News about the South Florida Real Estate Market'/><category term='Fannie Mae offers new closing incentive'/><category term='Unemployment drives more home sellers to cut price'/><category term='Freddie Chief Economist: Housing Threats Loom'/><category term='Average rate on 30-year FRM falls to 4.87%'/><category term='New home sales rise 6.6% after dismal summer'/><category term='Rate hike for Florida homeowners with State Farm'/><category term='State Farm wants to raise average rates by 28%'/><category term='foreclosed home sales'/><category term='FL Market Update for February'/><category term='New-home sales plunge 33% with tax credits gone'/><category term='June 2011'/><category term='Freddie Mac give the ‘go-ahead’ to resume sales of foreclosed homes'/><category term='MIT prof: Housing demand about to take off'/><category term='Market Likely to Get Pricier'/><category term='Mortgage rates likely to hit 4%?'/><category term='Where Can You Find the Cheapest Homes?'/><category term='Post-tax credit effect on home sales unclear'/><category term='Census Bureau: 18% of Fla. homes vacant'/><category term='Calif.'/><category term='Borrowers Opt for Shorter Loan Terms'/><category term='Need stories for Twitter'/><category term='U.S. housing starts down slightly in October'/><category term='Don&apos;t Let Foreclosure Buyers be Tempted by Price Alone'/><category term='Fla. sees increase in international buyers'/><category term='Stubborn sellers stand firm on price'/><category term='Future of 30-year mortgages at risk'/><category term='Geithner outlines shift in housing policy'/><category term='condo sales rise in April 2011'/><category term='Real Estate Marketing Strategies: 5 Steps to Becoming a Success Magnet'/><category term='Fla. population grows again'/><category term='Home Staging Tips That Focus on Largest Customer Segments'/><category term='Re-priced assets key to commercial real estate rebound'/><category term='Mortgage Applications Drop 6.7% This Week'/><category term='Spring buying boosts home prices in U.S. cities'/><category term='phones'/><category term='Depositions shed more light on foreclosure issues'/><category term='FL-November'/><category term='NAR’s consumer website goes global'/><category term='Gov’t extends deadline for refinance program'/><category term='HAFA home sale rules impact some commissions'/><category term='If you know you’re headed for trouble with your mortgage or you already are there'/><category term='New push to phase out Fannie'/><category term='Priciest U.S. Listing Sold at 43% Discount'/><category term='U.S. mortgage finance head: Shift risk from Treasury'/><category term='but try closing the deal quickly'/><category term='Rate on 30-year mortgage still at record 3.87%'/><category term='5 states rush plans for $1.5B in housing funds'/><category term='Fla. property taxes not high'/><category term='Prices Fall'/><category term='Market update'/><category term='Before Buying a Foreclosure: 3 Things to Consider'/><category term='Partnering with appraisers'/><category term='Are too many real estate deals falling apart?'/><category term='3 Solutions for the Foreclosure Crisis'/><category term='Balance tilts from owning to renting'/><category term='Survey: Homeowner confidence rises nationally'/><category term='Housing tax credits benefit young most'/><category term='What clients can do if rejected for a loan'/><category term='Average rate on 30-year mortgage up'/><category term='Potential homebuyers eye oil slick'/><category term='condo sales up in February'/><category term='FL Area- November'/><category term='Low Appraisal Killing a Deal? Here’s What to Do'/><category term='Fixed mortgage rates mostly unchanged last week'/><category term='HUD seeks public comment on FHA initiatives'/><category term='FTHB'/><category term='Freddie'/><category term='Top 5 cities for investors'/><category term='Drywall insurance coverage still possible'/><category term='NAR: Feb. pending home sales rise'/><category term='7 Cities Where List Prices Are Falling the Most'/><category term='What’s behind low appraisals?'/><category term='Blame it on SOH: Despite home-value plummet'/><category term='Short sales not immune to debt collectors'/><category term='Freddie bailout to cost $154B'/><category term='DocuSign electronic signature service now available in Form Simplicity'/><category term='File early for tax exemptions'/><category term='Deadline Extended for Mortgage Relief Program'/><category term='Senators differ on extending homebuyer tax credit'/><category term='New federal program for short home sales starts today'/><category term='Property tax appeals favor wealthy at expense of everyone else'/><category term='Scott signs property insurance re-write'/><category term='30-year mortgage falls to 4.12%'/><category term='Mortgage Applications Surge 23%'/><category term='Gov. Scott'/><category term='tax-planning ideas for individuals'/><category term='Foreclosure bill rouses rally'/><category term='Tax credit and flood insurance retroactive'/><category term='Consumer confidence drops in October'/><category term='FHA releases info about premium increase'/><category term='Can a mobile phone keep you safe on the go?'/><category term='First-Time Buyers More Willing to Compromise'/><category term='Government unveils plan to shrink some home loans'/><category term='HUD: Pregnancy discrimination is illegal'/><category term='Less worried about layoffs'/><category term='near record low'/><category term='Facebook divides business and personal info'/><category term='Home size declines; buyers opt for single story'/><category term='Wells Fargo Targets Commercial Real Estate'/><category term='Fla. closing costs increase in 2010'/><category term='Finding real estate success – Selling to the four temperament styles'/><category term='Where Are Mortgage Rates Heading?'/><category term='GOP shifts strategy on housing market overhaul'/><category term='Lawmaker wants state-backed insurer’s role reduced'/><category term='but experts aren’t sure they will help'/><category term='More paying zero taxes'/><category term='Recession takes severe toll on low-income renters'/><category term='5 Ways to Power Up Your Buyer and Seller Presentations'/><category term='Fla. real estate brokers sunnier than most'/><category term='Administration shifts gears on mortgage modifications'/><category term='New Fla. realty licenses on rise after bottoming out'/><category term='Questions raised over good faith estimates'/><category term='8 viral marketing resolutions for 2011'/><category term='Getting a mortgage without perfect credit'/><category term='Beazer sets up home rental business'/><category term='Big push on Capitol Hill for real estate reforms'/><category term='Technology in 2020: Future is here'/><category term='What Impact Will There Be as the Agent Population Ages?'/><category term='Living Small Offers Growing Appeal'/><category term='2011 rebound: Prices low'/><category term='Safest Places to Live'/><category term='recession’s grip hasn’t eased'/><category term='HUD reconsiders RESPA rule on incentives'/><category term='Congress scrutinizes problems in home buyer credit'/><category term='Facebook'/><category term='Home building spikes in June after dismal spring'/><category term='Lure to Foreign Buyers: Buy a Home'/><category term='Millennials: ‘The new lifeblood’ for the industry'/><category term='Has the Housing Market Hit Bottom?'/><category term='Fixed mortgage rates drop for 8th straight week'/><category term='Southeast Florida Monthly Market Update Jan'/><category term='Congress passes flood insurance stopgap extension'/><category term='Rising Rents Make Rentals Less Appealing'/><category term='Construction slowdown has little impact on property insurance premiums'/><category term='says FHA commissioner'/><category term='5 ways to stay positive in a down market'/><category term='30-year FRM below 4% for first time ever'/><category term='Mortgage Applications Soar 7.5% on Low Rates'/><category term='Florida’s housing sales activity higher as 2011 ends'/><category term='Wells Fargo pays $24M to end mortgage probe'/><category term='Clients need safety tips too'/><category term='Social networking is key to connecting'/><category term='Singer Rihanna Sues Real Estate Company'/><category term='You can sell your house – if the price is right'/><category term='5 ways to cheat Facebook and Twitter time suck'/><category term='Homeowners insurance: four tips to keeping costs down'/><category term='Mortgage Purchase Activity at Highest of Year'/><category term='Freddie Mac: Demand surges for rental housing'/><category term='Citizens’ insurance rates to rise again'/><category term='Homeowners Willing to Tackle Remodeling Projects'/><category term='More Buyers Ready to Get Off the Sidelines'/><category term='houses'/><category term='Analysts Say Housing Is on the Way Up'/><category term='HUD: $55.8M for Fla.’s public housing stock'/><category term='Mortgage Applications Fall 5%'/><category term='Citizens Ins. approves cheaper aluminum wire fix'/><category term='How the Foreclosure Crisis Costs You Money'/><category term='Property values nationally show slight dip'/><category term='Two federal agencies look for fraud'/><category term='Feds: House prices rose for second month'/><category term='More Americans want a smaller home in the suburbs'/><category term='Realtor confidence: Some hopeful signs?'/><category term='Mortgage tax changes would impact Floridians'/><category term='Rate on 30-year fixed mortgage rises to 4.87%'/><category term='condo sales and median prices higher in August'/><category term='FHA launches short refi opportunity for underwater homeowners'/><category term='Current housing market doesn’t affect decisions on homeownership'/><category term='agency says'/><category term='Flood insurance extended – probably'/><category term='More Adults Move in With Relatives'/><category term='Property tax appeal fee could triple'/><category term='Housing survey: Uptick in consumer attitudes'/><category term='Foreclosures down in January'/><category term='U.S. agencies trying to recoup mortgage scam losses'/><category term='Existing-Home Sales Down in July'/><category term='Senate approves higher gov’t mortgage fees'/><category term='When Will REO Sales Finally Reach the Peak?'/><category term='HUD to Fla.: $160.6M in housing assistance'/><category term='Tech it up a notch'/><category term='Distressed Commercial Properties Level Off'/><category term='Will the Real Estate Market Heat Up This Spring?'/><category term='Second Recession Fears Ease'/><category term='Hurricanes bypass Florida'/><category term='More Kids Turn to Parents for Mortgage Help'/><category term='FSBOs Vanish'/><category term='Pending home sales rise again in March'/><category term='Using the 203k program to purchase ‘dream homes’ '/><category term='Economic outlook: Seismic uncertainty'/><category term='NAR advocates homeownership before Congress'/><category term='Fed to buy hundreds of billions more in bonds'/><category term='His and hers lists help market couple’s home'/><category term='Rate on 30-year fixed mortgage falls to 4.11%'/><category term='Gov’t to rate how lenders treat borrowers'/><category term='Treasury and HUD want REO advice'/><category term='FL Market Updae August'/><category term='Home Affordability Offering Up 40-Year Deals'/><category term='U.S. homes lost to foreclosure drops 9% in Oct.'/><category term='FHA announces policy changes'/><category term='Freddie Mac reports 2Q loss'/><category term='15 Cities Where Listing Prices Are Rebounding'/><category term='AIA urges flood insurance extension without wind coverage '/><category term='Cities build toward airport ‘aerotropolises’ for growth'/><category term='If it&apos;s not working axe it'/><category term='http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=236650'/><category term='Miami forum to help at-risk homeowners'/><category term='report says'/><category term='Florida has second-most ‘good neighbors’'/><category term='Housing affordability rises to record level'/><category term='First-time buyers race to qualify for $8K federal tax credit'/><category term='Toy Robots Keep Watch on Vacant Homes'/><category term='Regulators crafting mortgage rules'/><category term='high loonie make it a good time to be a Canadian snowbird'/><category term='Deal may help turtles'/><category term='HUD: Apply now for sustainable housing money'/><category term='Banks start to embrace short sales'/><category term='6 steps to &apos;friending&apos; social media'/><category term='Consumer confidence surges over 15 points'/><category term='Firms are getting billions'/><category term='FHA relaxes anti-flipping rule'/><category term='Shopping tips for buying a home warranty'/><category term='Mortgage Applications Rise'/><category term='Buyers Ready to Snatch Bargains This Spring'/><category term='Rate on 30-year FRM stays at record 3.87%'/><category term='How to Help Expand Waste Recycling Programs'/><category term='Americans Eager to Buy'/><category term='Offshore investors snapping up Fla. real estate'/><category term='Mortgage rates hit 4.61%; refi’s could slow'/><category term='Congress and Obama must act to stimulate housing recovery'/><category term='FL Area- April'/><category term='Hundreds of desperate homeowners line up for mortgage help'/><category term='Fannie Mae: Economy hits an air pocket'/><category term='FL Area- July'/><category term='Fannie Mae to prohibit ‘appraisal cutting&apos;'/><category term='Florida Realtors adds or updates forms'/><category term='Short sales leave frustration in their wake'/><category term='August home building fell 5%'/><category term='seniors have fewer options'/><category term='3 biggest lenders close over half of U.S. mortgages'/><category term='Less than 1 in 5 homes have flood insurance'/><category term='January 2012'/><category term='Commercial real estate due for upswing'/><category term='Sales Improving'/><category term='Freddie May Hike Fees in 2012'/><category term='FL-January'/><category term='Curb appeal even more important today'/><category term='Risks abound if too many refinance'/><category term='Rental Vacancies at Lowest Level Since 2003'/><category term='Fixed mortgage rates stay flat'/><category term='Deficit of new single-family homes must be addressed as economy improves'/><category term='New mortgage plan still has holes'/><category term='Total Sales Dollar Volume Dade and Broward Counties 2011'/><category term='December Existing-Home Sales Jump'/><category term='condo sales up in May 2009'/><category term='Housing Affordability Reaches New Records'/><category term='1 in 5 Canadians interested in buying U.S. property'/><category term='Many homebuyers don’t understand mortgages'/><category term='Countrywide settlement pays fraction to investors'/><category term='south Florida'/><category term='1 in 5 choosing to default on mortgages though they can pay'/><category term='New-home sales plunged in February to record low'/><category term='U.S. home sales by foreign buyers surge'/><category term='Survey: Apartment industry continues recovery'/><category term='3 Red Flags When Applying for a Mortgage'/><category term='Forecast hopeful with first-time homebuyers leading the way'/><category term='As more homeowners walk away'/><category term='FAR requests short sale legal interpretation'/><category term='NAR: Gradual recovery for housing and economy in 2012'/><category term='Tech tip: Outsource video editing'/><category term='US home sales rose in March after weak winter'/><category term='5 Housing Markets Expected to Outshine All the Rest'/><category term='5 ways to prioritize real estate clients'/><category term='Banks Post Higher Profits off Each Loan'/><category term='Flood insurance extended six months'/><category term='Gov’t official warns on home downpayment hikes'/><category term='Multifamily Market Expected to See Big Growth'/><category term='Rate on 30-year mortgage falls to record 4.09%'/><category term='Borrowers Rush to Secure Gov&apos;t-Backed Loans'/><category term='Wells Fargo erred in thousands of foreclosures'/><category term='Housing Affordability at Highest in 20 Years'/><category term='New home sales fall 3.6 percent'/><category term='Housing starts rise 5.8% in April'/><category term='Consumers to soon get free credit score after loan denial'/><category term='Fewer Home Owners Report Equity in Homes'/><category term='How to invest in the coming housing market rebound'/><category term='Don’t fear your online ratings'/><category term='Florida real estate gets high marks in Fed’s latest economic review'/><category term='Homebuyers: Do your homework on home warranties'/><category term='Mortgage rates have nowhere to go but up'/><category term='End of tax credit unlikely to deter most buyers'/><category term='Fannie Mae expands online offers for HomePath properties'/><category term='Investors See Bigger Profits From Rising Rents'/><category term='NAR: Commercial markets expected to grow in 2012'/><category term='NSP grantees get first chance to buy HUD Homes at 10 percent discount'/><category term='Modified mortgages faltering'/><category term='Viral email raises real estate tax fears'/><category term='CVS challenges way Hillsborough appraised properties'/><category term='Rates Hit Yearly Lows'/><category term='The 8 Healthiest Housing Markets'/><category term='Mortgage rates fall again'/><category term='Signs of a Real Estate Recovery?'/><category term='FHA scrutiny shows cracks'/><category term='6 Steps to Consistently Listing FSBOs'/><category term='Watchdog report criticizes federal mortgage plan'/><category term='Fla. chief justice says foreclosures must be open'/><category term='FL Area-March'/><category term='Governor vetoes 2 real estate bills'/><category term='Lenders use deeds-in-lieu to clear out inventory'/><category term='Mortgage debt falls at record clip in U. S.'/><category term='But Hard to Get'/><category term='New mortgage-oversight bureau will need time to settle in'/><category term='Google tweaks real estate listings on Google Maps'/><category term='Report: More Time from Mortgage Application to Closing Drives Decline in Customer Satisfaction'/><category term='Big firm to stop insuring titles on Ally foreclosure sales'/><category term='10 Cities Where List Prices Soared Last Month'/><category term='Time to give your kids the house?'/><category term='000 properties in South Fla. under $50K'/><category term='Home Sales Could Enter &apos;Virtuous Cycle&apos;'/><category term='FL-September'/><category term='a sense of cautious optimism'/><category term='To rent or buy? How to weigh it out'/><category term='Fla. tax base down less than expected'/><category term='Not a Realtor: Facebook kills Realtor’s page over word'/><category term='State Farm sheds 125'/><category term='Congress urged to restore homebuyer tax credit'/><category term='76% of owners still overvalue their home'/><category term='Seniors on hold as they try to sell homes'/><category term='Citizens policy pushes some homeowners to add new roofs'/><category term='Regulators urged to reconsider QRM definition'/><category term='4 things to consider before remodeling'/><category term='Global survey: U.S. homes are most affordable'/><category term='REITs are a surprising market bright spot'/><category term='Fixed mortgage rates fall to 2011 lows'/><category term='Freddie Mac seeks $10.6B in aid after 1Q loss'/><category term='New and revised forms to be available'/><category term='Default rate falls as companies stabilize finances'/><category term='Three Fla. home warranty companies shut down'/><category term='Fourth Quarter Metro Area Home Prices Boost Affordability'/><category term='Spring buying boosted home prices for 2nd month'/><category term='Thousands of home sales depend on extension'/><category term='Nearly 50 percent leave Obama mortgage-aid program'/><category term='CoreLogic Index shows home price increase'/><category term='High downpayments: More harm than good?'/><category term='New credit rating guidelines cut homeowners no slack'/><category term='South Florida bankruptcies up 40% in 2010'/><category term='State cracks down on five South Florida home loan rescue companies'/><category term='EEM mortgage rewards energy efficiency'/><category term='Tax credit extension passes House and Senate'/><category term='slight improvement in 2011'/><category term='6 Ways to Save Money in Your Home'/><category term='Mortgage fraud reaches record high'/><category term='6 Tips for Choosing the Best Offer for Your Home'/><category term='Banks Face Scrutiny Over Home Insurance Steering'/><category term='Uncover best investments with the right data'/><category term='Government urges short sales'/><category term='Pregnant women have trouble getting mortgages'/><category term='Make Your House FHA-Loan Friendly'/><category term='Strategies for Finding Housing Deals'/><category term='VA to cover extra costs amid home loan confusion'/><category term='Leading U. S. economists: Fla.’s housing market bouncing back'/><category term='NAR: Qualified buyers should have access to credit'/><category term='Fueled by overseas buyers'/><category term='HUD gives Fla. $49.6M for affordable housing'/><category term='Chinese drywall lawsuits'/><category term='Volatile'/><category term='Default can spur revenge desire'/><category term='Commercial real estate markets stabilizing'/><category term='VA backs 19 million home loans'/><category term='Existing-Home Sales Rise in Most States'/><category term='Lawmaker is working to improve loan modifications'/><category term='‘Connected homes’ expected to converse with computers'/><category term='What’s the Most Expensive City for Home Buyers?'/><category term='too'/><category term='FHA: Changes system for selling HUD homes'/><category term='6 ‘Turnaround Towns’ in Real Estate'/><category term='new study says'/><category term='cheap loans: But where are all the homebuyers?'/><category term='Tips for dealing with for sale by owners '/><category term='Google+ Opens to the Public'/><category term='Nine tips to sell your home in 2010'/><category term='Will the SP Downgrade Affect Interest Rates'/><category term='speed sales'/><category term='Consumer confidence lowest in 2 years'/><category term='Reduction of mortgage tax breaks unlikely'/><category term='Second Liens Roadblock for Short Sales'/><category term='Protect now with flood insurance'/><category term='2 South Florida firms accused of filing false tax claims'/><category term='Clearing up confusion regarding tax credits'/><category term='Tax exemption for military now available'/><category term='Canceled debt often must be reported as income'/><category term='Keep Your Home Sale from Falling Apart'/><category term='Fla. to study commercial lease taxes'/><category term='Property tax appeals rise during economic decline'/><category term='Sellers Say Their Homes Are Worth More'/><category term='10 Ways to Make a Small Room Look Larger'/><category term='Rate on 30-year mortgage ticks up to 4.88 percent'/><category term='Financial turmoil intensifies homebuyers’ anxiety'/><category term='UF: Election and unemployment add to fears for real estate'/><category term='8 Ways to Boost Your Social Quotient and Your Business'/><category term='GSEs eye standards shift for appraisals'/><category term=': Market update'/><category term='Fla. consumer confidence declines in March'/><category term='Fla. insurer says 31% increase too small'/><category term='foreclosure'/><category term='Miami Lakes'/><category term='5 costly mistakes first-time buyers make'/><category term='Homeowners seek class-action status in suits against banks'/><category term='Is Congress watching the weather as NFIP expires?'/><category term='Real estate drops but second home market may see increase'/><category term='etc.?'/><category term='Mortgage rates at 2011 low'/><category term='Up 5.3%'/><category term='not low'/><category term='Foreign buyers are flocking to Florida condos again'/><category term='How to generate referrals for free Referrals'/><category term='Florida’s existing condo sales rise in July'/><category term='Housing Inventories Shrink to Four-Year Lows'/><category term='Fixed mortgage rates rise from decades lows'/><category term='New-home construction down in February'/><category term='HUD Launches New One-Stop Website for Economic and Housing Data'/><category term='Average Discount 34%'/><category term='Ruling could get condo buyers off the hook'/><category term='Underwater mortgages halt some move-up buyers'/><category term='Citizens policy holders watch premiums keep rising'/><category term='Appraisals continue to be low and sink some deals'/><category term='Baby Boomers Delay Selling'/><category term='Save Money By Growing Fruit Trees'/><category term='Home-staging pros aim to boost'/><category term='Florida’s existing condo sales up in September 2010'/><category term='In tougher new mortgage reality'/><category term='Crowds likely at ‘Save the Dream’'/><category term='Survey: Renters shy away from social media'/><category term='Average rate on 30-year mortgage falls to 4 percent'/><category term='With COASTAL bill'/><category term='Home Values Still Sliding'/><category term='4 business tips for social networking success'/><category term='New flood insurance program considered'/><category term='Is luxury making a comeback'/><category term='What will new homes look like in 2015?'/><category term='preparation is key'/><category term='Home abandoned'/><category term='Facebook expands its Messages'/><category term='Buy and hold becomes mantra for commercial real estate'/><category term='Homebuyers need a good credit score even with 20% down'/><category term='Single-Family Home Sales also Rise in August'/><category term='condo sales up in 4Q 2011'/><category term='Commercial vacancy rates to decline but rent recovery delayed'/><category term='Legislators propose raiding state trust funds to balance budget'/><category term='Fed signals $600B bond program to end in June'/><category term='Florida’s existing condo sales up in 3Q 2010'/><category term='Smart Options: Kitchen Flooring'/><category term='condo sales up in July'/><category term='Fla. leads country in mortgage fraud cases'/><category term='HUD secretary concedes obstacles to homeownership'/><category term='Property tax break for active duty military'/><category term='Real Estate OK in Debt Deal But Risks Remain'/><category term='Foreclosure relief program launches in Florida'/><category term='asks taxpayers for $7.8B'/><category term='Foreclosures down 2 percent from last year'/><category term='asks gov’t for $1.5B'/><category term='Commercial real estate turned a corner?'/><category term='friends'/><category term='Bulk buyers swarm Florida’s overbuilt condominiums'/><category term='Fla.’s home'/><category term='Fla.'/><category term='Fannie: Dark clouds loom but no recession'/><category term='and recession not likely'/><category term='5 Ways to Build a Successful Business Plan'/><category term='Frank: Single entity for loan assistance'/><category term='Squatters take over homes'/><category term='Mortgage Free? Help Home Owners Learn How'/><category term='Solving the content problem'/><category term='Tight standards make mortgages tough to get'/><category term='Obama doesn&apos;t support foreclosure moratorium'/><category term='Senators say mortgage rule will hurt borrowers'/><category term='7 trends that will drive future of housing'/><category term='Out-of-state listings dispute draws lawsuits'/><category term='IRS offers info on tax credits'/><category term='condo sales soar'/><category term='Condo buyers frustrated in hunt for FHA mortgages'/><category term='online sites increase listings'/><category term='Banks Want Higher Down Payments From Buyers'/><category term='Borrowers don’t do things differently'/><category term='Mortgage delinquencies hit new record'/><category term='Short Sales Will Reduce REOs'/><category term='Kiss 4% mortgage rates goodbye'/><category term='Thinking about becoming a landlord? 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This information really helps us to know about rate hike for citizen property insurance.&lt;br /&gt;_________________________________&lt;br /&gt;&lt;a href="http://www.salisburysassessors.co.uk/smoke-damage-restoration.php" rel="nofollow"&gt;smoke damage&lt;/a&gt;.</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8925047365936583188/2111122884669278328/comments/default/5790744162517062503'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8925047365936583188/2111122884669278328/comments/default/5790744162517062503'/><link rel='alternate' type='text/html' href='http://www.humasanblog.com/2010/07/citizens-property-insurance-board.html?showComment=1319030229972#c5790744162517062503' title=''/><author><name>Ashok Singh's Blog</name><uri>http://www.blogger.com/profile/14126179207720983055</uri><email>noreply@blogger.com</email><gd:image xmlns:gd='http://schemas.google.com/g/2005' rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:in-reply-to xmlns:thr='http://purl.org/syndication/thread/1.0' href='http://www.humasanblog.com/2010/07/citizens-property-insurance-board.html' ref='tag:blogger.com,1999:blog-8925047365936583188.post-2111122884669278328' source='http://www.blogger.com/feeds/8925047365936583188/posts/default/2111122884669278328' type='text/html'/><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='blogger.itemClass' value='pid-285821967'/></entry></feed>
